Fixed Deposit (FD) is considered one of the best options to park emergency funds. Although NBFCs also provide FD facilities to the customers with good interest rates, but many customers have more trust in government or private banks with good credibility. Through this investment instrument, you can get good returns with zero risk by investing up to Rs 5 lakh. Many banks offer special fixed deposits to customers with higher interest rates. Although this special FD offer is available only for a short period of time, it is important that you take advantage of such offers in time. Some special FD offers are currently available for customers who want to get good returns by investing in FD. So let’s know about these offers and their deadlines.
IDBI Bank Special Utsav FD Deadline
IDBI Bank is offering special interest rates in its Utsav Fixed Deposit Scheme. General customers will get 7.05% interest on 300 days FD. Whereas for senior customers, the bank is offering interest rate of 7.55% on 300 days FD. If you want to invest for a longer period, then you can opt for FD of 375 days in which you will get interest of 7.01 percent. If you are a senior citizen then this interest rate will be 7.6 percent for 375 days. For a tenure longer than this, the bank is offering a special FD of 444 days. Common customers can get interest of 7.2% in this scheme. Whereas for senior citizens this interest rate will be 7.7 percent. As far as the deadline of this special FD is concerned, this offer is available only till June 30, 2024.
Deadline for Indian Bank’s special FD
Amidst the election results, while the shares of PSU banks were seen becoming a roller-coaster, the investors in FD were breathing a sigh of relief. So let us also tell you about the special offers of FD issued by some PSU banks. Indian Bank is offering customers Ind Supreme FD for a tenure of 300 days and Ind Super FD for a tenure of 400 days. The bank is giving a return of 7.05% to general customers on FD of 300 days, whereas for senior citizens this interest rate will be 7.55%. Apart from this, super citizens can get interest of 7.80% by investing in this FD. If your special FD is with maturity of 400 days then the bank will give you 7.25 percent interest and for senior citizens this interest rate will be 7.75%. Whereas super senior citizens will get 8% interest in this FD of Indian Bank. Talking about the last date, this offer is available to the customers till June 30, 2024.
Deadline for special FD of Punjab and Sindh Bank
Punjab and Sindh Bank has also brought special FD offers for different tenures. In this bank, customers can earn huge interest by making FD for 222, 333 and 444 days. Talking about offers, this bank is offering 7.05% interest on FD of 222 days and by making FD of 333 days you can earn interest of 7.10%. If you extend your time period a little more and choose to make FD for 444 days, then the interest rate will increase to 7.25%. The last date for investing in special FD of Punjab and Sindh Bank is also 30 June 2024.
The deadline on these special FDs is till September
SBI customers can invest in Amrit Kalash Scheme and its deadline is till 30 September 2024. According to the information available on the bank’s website, investing in Amrit Kalash Scheme for 400 days from April 12, 2023 will give a return of 7.10 percent. At the same time, if senior citizens invest in this scheme, then the interest rate for them will be 7.60 percent. Talking about the last date of the offer, this offer will be valid till 30 September 2024. Apart from this, you can get 7.50 percent interest by investing in SBI’s WeCare scheme. The last date of this offer has been extended to 30 September 2024.
